services
survey and valuation
should I have a survey done?
You are about to make one of the most important financial decisions of your life. By obtaining a survey you can ensure you are in the know about your property and there are no surprises after you move in.
A survey might appear as an additional, unnecessary cost, but it is better to be aware of any matters that might need attention now, rather than discover problems that are time-consuming and expensive to resolve after you move in. It will also give you comfort that the price agreed represents market value.
To find out more about Connells Survey & Valuation, the services they offer and how to contact them please visit their website here
does my mortgage lender do a survey?
No. All the lender needs is a valuation of the property, so they are comfortable that they are not lending you more than the property is worth. Although you may be paying for it, this valuation is carried out for the benefit of the lender only. It is not a detailed inspection, and it will not necessarily alert you to faults or potential issues with the condition of the property unless it affects its mortgage ability.
It is often possible to request that a detailed survey is carried out at the same time as the mortgage valuation. Find your local office and speak to one of our Mortgage Consultants today.
what types of surveys are available?
RICS Home Survey Level 2 (survey only)
Our RICS Home Survey Level 2 (survey only) includes a physical inspection of the property and provides a report based on that inspection.
We aim to give you professional advice to:
- make a reasoned and informed decision on whether to go ahead with buying the property
- take into account any significant repairs or replacements the property needs, and
- consider what further advice you should take before committing to purchasing the property
RICS Home Survey Level 2 (survey and valuation)
Our RICS Home Survey Level 2 (survey and valuation) includes a physical inspection of the property and provides a report based on that inspection and a valuation.
We aim to give you professional advice to:
- make a reasoned and informed decision on whether to go ahead with buying the property
- make an informed decision on what is a reasonable price to pay for the property
- take into account any significant repairs or replacements the property needs, and
- consider what further advice you should take before committing to purchasing the property
Further product information and survey comparison are available at RICS Home Surveys Information.
RICS Home Survey Level 3 Report
Our RICS Home Survey Level 3 includes a thorough physical inspection of the property and provides a detailed report based on that inspection.
We aim to give you professional advice to:
- help you make a reasoned and informed decision when purchasing the property, or when planning for repairs, maintenance or upgrading the property
- provide detailed advice on condition
- describe the identifiable risk of potential or hidden defects
- propose the most probable cause(s) of the defects, based on the inspection
- make recommendations as to any further actions to take or advice that needs to be obtained before committing to a purchase
Further product information and survey comparison are available at RICS Home Surveys Information.
how do I obtain a survey?
If you are applying for a mortgage, your Mortgage Consultant can usually organise a survey to be carried out alongside the mortgage valuation. Speak to one of our Mortgage Consultants or estate agency staff at a local office.
Alternatively please call our Connells Survey & Valuation team directly on 01525 218619 as they can provide:
- Property Valuations
- RICS Home Survey Level 2 (survey only)
- RICS Home Survey Level 2 (survey and valuation)
- RICS Home Survey Level 3
- Scottish Home Reports (with or without a valuation)
Most Buy to Let mortgages are not regulated.
